About Me

Sold my pharmacy. Lost everything. Rebuilding from zero at 40 — one paycheck at a time. Malaysian pharmacist dad | Dividend investing on a salary

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Korea's Stock Market Crashed 10% Yesterday. My Dividend Still Arrived.

 Yesterday, June 23rd, something dramatic happened in South Korea. The KOSPI — South Korea's main stock index — dropped 9.99% in a single day. Trading was halted for 20 minutes after circuit breakers were triggered. Foreign investors dumped over 4 trillion Korean Won in a single session. Retail investors rushed in to buy the dip. It was, by any measure, a historic day. How Did It Come To This? South Korea's stock market has been one of the hottest in the world this year, riding the AI wave almost entirely on the back of two semiconductor giants — Samsung and SK Hynix. SK Hynix alone surged nearly 350% year-to-date at its peak. Retail investors piled into high-leverage ETFs tracking these stocks. Margin accounts stacked higher and higher. The market was a balloon inflated to its absolute limit. Then the foreign money started leaving. Leveraged positions got force-liquidated. Margin calls cascaded. Retail investors who had bought on borrowed money were wiped out before they cou...
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SpaceX Is Going Public — Should I Buy?

 Honestly, when I first saw the news,  my immediate reaction wasn't "let me research this." It was: "What does this have to do with me?" I'm just a regular salaried dad, slowly building my portfolio one paycheck at a time.  A company like SpaceX feels like it belongs to Wall Street giants — not someone like me. But I kept thinking about it. And I decided it's worth talking about. First, Let's Understand How Big This Actually Is SpaceX has officially filed its S-1 with the SEC and is heading to Nasdaq. Expected fundraising: USD 75 billion. Market valuation: USD 1.75 trillion. Reported order book: Over USD 250 billion   more than 3x oversubscribed. This would break the record previously held by Saudi Aramco for the largest IPO in history. Why Is This Company Worth So Much? Most people think of SpaceX as a rocket company.  The kind that burns through cash and promises a future on Mars. But the story has changed. The real engine behind that U...
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$0.08. That's What I Received This Month — And It Changed How I Think About Everything

 Last week, a notification appeared on my phone. A dividend payment from Realty Income — $O. The amount: $0.08. In Malaysian Ringgit, that's roughly RM0.35. Less than a piece of candy from a vending machine. My First Reaction Honestly? I stared at it for a moment. Not because it was a lot. Because it was so little. A voice in my head said: "Does this even matter?" I sat with that question for a while. And I came up with an answer that actually made me feel something. How That Money Arrived The day that $0.08 landed in my account — what was I doing? I was at work. Sitting at a desk, answering emails, attending meetings, getting through the day like everyone else. Then I clocked out, picked up my son, gave him a bath, sat with him through dinner. After he fell asleep, I picked up my phone and saw the notification. Realty Income had put money into my account while I did absolutely nothing. I didn't sell anything. I didn't provide any service. I didn't tra...
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