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Showing posts from July, 2026

Salary Day Investing — June 2026: Down 1.8%, But Still in the Green

 Salary in. Transfer done. Shares bought. June wasn't a great month. I'll be honest about that upfront. The portfolio dropped 1.8% this month, pulling my overall return down from +2.22% to +0.96% . That thin green line is hanging on — but only just. When I saw the numbers, I felt a little flat. Not panicked. Just… deflated. You build something up slowly over months, and then one rough month quietly takes a chunk of it back. But the plan doesn't change because the mood does. June Portfolio Breakdown Stock      Opening      Closing      Change BRK.B      $474.48      $500.39      +5.46% JEPQ      $61.15           $61.46      +0.51% O      $61.28      $61.96      +1.11% QQQ      $738.31      $736.40      -0.26% VOO      $695.59 ...

My Surrender Experiment: What Happened When Life Forced Me to Let Go

 I didn't choose to surrender. Life made the choice for me. The Book In The Surrender Experiment , Michael Singer writes something that stopped me cold the first time I read it: "When you stop resisting what life brings you, you finally begin to truly live." My first reaction was skepticism. It sounded like the kind of thing people say when they've never had to make a genuinely hard decision. At the time, I was still holding on to a pharmacy that was slowly dying. I believed that effort and persistence would fix everything. That if I just pushed harder, things would turn around. I didn't yet understand that some things only get worse when you refuse to let them go. The First Surrender: The Day I Let Go of My Pharmacy The day I made the decision, I sat alone in the pharmacy after closing time. The shelves were still stocked. The counter was still there. But I already knew it was over. One voice in my head kept saying: "You can't quit. Just hold on a ...