Time Is No Longer on My Side — But Investing Can Be
Time Is No Longer on My Side — But Investing Can Be I'll be honest with you. For most of my adult life, I kept telling myself I'd start investing "properly" — someday. When things settled down. When I had more money. When the timing felt right. That day never came. And then, before I knew it, I was in my forties, starting from zero. How It Used to Look For years, my investments were almost entirely in Bursa Malaysia — local stocks, familiar companies, things I could read about in Bahasa or Chinese. I did open an overseas brokerage account at some point. Technically. But it just sat there, untouched. The transfer fees felt like a barrier. The minimum investment amounts felt out of reach. The exchange rate made every transaction feel more complicated than it needed to be. So I told myself: maybe later . Later never came — and my portfolio paid the price for it. Then Everything Changed What's different now is the access. Investing in US markets from Ma...