The Pharmacist Investor- The Quiet Compounder

Salary in. Transfer done. Shares bought. August was the best month since I started this portfolio. The portfolio climbed 5.17% for the month, pushing the overall cumulative return to +8.32% . Good numbers. But the number everyone will ask about is a different one. 📊 August Portfolio Breakdown Stock      Shares      Opening      Closing      Change PLTR      0.2064      $123.06      $186.38      +51.45% NVDA      0.15      $200.75      $220.78      +9.98% XLV      0.1637      $162.55      $170.54      +4.92% SCHD      2.3191      $33.47      $34.89      +4.24% QQQ      0.0686      $687.99      $716.76      +4.18% JEPQ  ...

Salary in. Transfer done. Shares bought. May was another quiet month on my end — no panic selling, no dramatic moves. Just the same routine I've been building since I started this rebuilding journey. The portfolio climbed 2.15% this month , bringing the overall return to +2.22% since I started. More importantly, the total value grew from USD222.05 to USD278.20 . Not life-changing numbers. But for someone who started from zero, watching that figure climb steadily every single month feels more meaningful than any percentage ever could. 📊 May Portfolio Breakdown Stock Shares Opening Closing Change BRK.B 0.048 $22.73 $22.78 +0.22% NVDA 0.15 $29.94 $31.67 +5.46% O 0.4 $25.70 $24.51 -4.85% SCHD 0.8043 $25.79 $26.14 +1.33% VOO 0.1443 $95.32 $100.36 +5.04% The stars of the month were VOO and NVDA , up 5.04% and 5.46% respectively. The broader market clearly had a better mood in May compared to the turbulence we saw earlier in the year. The only red was O (Realty Income) , down 4....

  Time Is No Longer on My Side — But Investing Can Be I'll be honest with you. For most of my adult life, I kept telling myself I'd start investing "properly" — someday. When things settled down. When I had more money. When the timing felt right. That day never came. And then, before I knew it, I was in my forties, starting from zero. How It Used to Look For years, my investments were almost entirely in Bursa Malaysia — local stocks, familiar companies, things I could read about in Bahasa or Chinese. I did open an overseas brokerage account at some point. Technically. But it just sat there, untouched. The transfer fees felt like a barrier. The minimum investment amounts felt out of reach. The exchange rate made every transaction feel more complicated than it needed to be. So I told myself: maybe later . Later never came — and my portfolio paid the price for it. Then Everything Changed What's different now is the access. Investing in US markets from Ma...